Hi faith6179,
Thank you for your question. You can start receiving your Social Security retirement benefits as early as age 62, but the benefit amount will be lower than your full retirement benefit amount. If you start receiving your benefits before your full retirement age, your benefits will be reduced based on the number of months you receive benefits before you reach your full retirement age. If you wait until age 70 to start your benefits, your benefit amount will be higher because you will receive delayed retirement credits for each month you delay filing for benefits. There is no additional benefit increase after you reach age 70, even if you continue to delay starting benefits.
Hope this answers your question. Feel free to reply if you have any additional questions.
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