KarenL4
Employee Tax Expert

Retirement tax questions

HI, 

Each new conversion starts its own five-year clock, and you'll need to account for multiple conversions to make sure you don't take out too much money too soon. Note that the five-year rule applies equally to Roth conversions for both pre-tax and after-tax funds in a traditional IRA.

This article may also help with additional questions.

https://blog.turbotax.intuit.com/retirement/roth-ira-withdrawal-rules-and-penalties-53233/

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Best,

Karen

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