dmertz
Level 15

Retirement tax questions

Regarding a rollover from the 401(k) to a traditional IRA to be able to make a QCD from the IRA, any RMD for the year for the 401(k) must be completed before rolling over any other amount from the 401(k) to an IRA.  If you have separated from service from the employer providing the 401(k), you might want to do a rollover to an IRA before the year you reach age 73.