Ruth C-L
Employee Tax Expert

Retirement tax questions

I would add that ideally you'd have tracked your nondeductible contributions (cumulative) each year when you filed your taxes on Form 8606. The total amount of nondeductible contributions as reported on Form 8606 is the best documentation of your nontaxable distributions from the two retirement plans as that would have previously been reported to the IRS on the appropriate form.

 

Ruth, CPA, Attorney