I'm not sure we are understanding each other. Your responses do not appear to answer my questions. Let me try again. I stopped working 01/27/17 at age 64. I will not turn 73 until 03/02/26. When did I retire?
The IRS rules state:
- 401(k), profit-sharing, 403(b), or other defined contribution plan
Generally, April 1 following the later of the calendar year in which you:- reach age 72 (73 if you reach age 72 after Dec. 31, 2022), or
- retire (if your plan allows this).
I read these rule as two separate bullet points, either age 72 or retire. Since I stopped work at on 01/27/17 at age 64 should I have begun RMD at that time?
