I appreciate your basic information provided. So for me specifically, I will turn 73 in 2026 so I will be required to have a RMD by April 1st of 2027. Correct?
However, the IRS requirements state:
- 401(k), profit-sharing, 403(b), or other defined contribution plan
Generally, April 1 following the later of the calendar year in which you:- reach age 72 (73 if you reach age 72 after Dec. 31, 2022), or
- retire (if your plan allows this).
Does the bullet point stating "or retire " indicate a requirement of RMD upon leaving my employment (retire)?
