Hi @Preid531 !
Based on what you've shared, you may not have to do any Social Security withholding once your retire. If Social Security is your only income, you don't have a tax liability. However, if the 12% bracket you're referring to is from other income from retirement distributions, etc., that could make your Social Security partially taxable.
Here is a great resource that may help:
https://www.ssa.gov/benefits/retirement/planner/taxes.html
Hope this helps!
Cindy
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