NateTheGrEAt
Employee Tax Expert

Retirement tax questions

If you can get out of whatever is currently paying 2.25% without much cost or penalty, then yes, you would be much better off investing in something returning 5.6%. 

 

Note that you may not have to take the money out of the Roth IRA. Many banks allow you to open a Roth IRA CD so you could roll over the funds into the CDs. 

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