"will I also absorb my excess $2,100 "
the only way to resolve excess contributed in tax years before the current tax year is to have the custodian distribute that excess ( or offset it with a current contribution allowed but not made).
Any earnings remain in the Roth account.
Excess contributed for current tax year can be returned to you before Oct 15th if
A) you requested an extension for this tax year, OR
B) you filed a timely return before April 15 (Tax Day)
The custodian must calculate the earnings and return positive earnings.
@RothExcessPast
