Thanks for all your help on this snafu. This board is proving much more knowledgeable about how to deal with this than either our financial planner or the CPA we went to for help.
One more question before I let this subject be for a while.
I am 64, and for 2022 I had a "Net Income Attributable" of -$737.25 on my excess Roth contribution meaning I should remove $6252.75 by April 18, from my Roth Account to avoid a penalty for 2022.
My wife is 65, and for 2022 she had a "Net Income Attributable" of -$992.01 on her excess Roth contribution meaning she should remove $6252.75 by April 18, from her Roth Account to avoid a penalty for 2022.
By mistake, our financial advisor removed $6428.16 from my account ($165.41 more than necessary), and they removed $6247.09 ($239.10 more than necessary).
How do we deal with this situation?
