@wjgrayson
I would just make sure to take a holistic approach. If you and your spouse are in good health, you could pay off the house fully, and then place it in a protection trust. It takes five years for the trust to become fully effective, so it’s something you should think about while you are still in good health.
I also like Tom’s point, that, due to inflation, your house payment becomes relatively cheaper over time, even if the dollar amount is fixed.
In any case, no one on this board knows every facet of your financial situation, and we wish you the best of luck in whatever you decide.
