I am actually 69 now and plan on applying for medicare in January and social security in February, which is my 70th birthday month. I'm maxing out my social security by waiting until I'm 70. I'm not contributing to an HSA now so no issue with me there.
Just to clarify about the Medicare Part B IRMAA appeal process. If my work stoppage occurs this year, I can use that life changing event to eliminate all my 2022 and 2023 income?
