@Marilyn227 - and it is not as simple as 1/9 per year to smooth out the remaining RMDS....remember you probaly have the money invested..... if it just cash, then it's not that big a deal comes year 9, but if you have it in stocks / ETFs, etc, a smooth 1/9 per year isn't probably not going to work comes the 10th year.
one idea is to take the withdrawls to the top of your current income bracket..... takes some math and sometimes a financial planner to figure this out.
