@mpeter490 to answer your question 'sarcastically', the tables go all the way up to age 116, so when you turn 116, yes, you must distribute the entire balance.
there are complicated rules related to whomever inherits your IRA. Broadly speaking, and assuming you are already required to take RMDs, if anyone other than your spouse inherits the IRA upon your passing, they have 10 years to liquidate the IRA. That is a broad comment with a number of 'ands ifs and buts'.
