I am single, in 2022 I only had 21000 from SS benefits and 5000 from giving daycare. I think for 2023 will be a similar situation for me. If I withdraw the money from my 401k without paying the withholding first and pay during my 2023 tax return. I believe I will have a tax liability north of 7500 so I will be able to take the whole ev credit.
