Thank you very much! I followed these steps by going into my 2022 turbo tax, creating a separate desktop file name and playing with the response. Initially, my taxes went up, but after completing all the questions, the taxes corrected back to my refund from last year and indeed a 8606-T form was created for me. It would appear, despite me being under 59.5, I still qualify to have the distributions given to me, as long as the distribution is less than the cost basis as you note. So, I presume I will receive a 1099-R end of year tax form from my financial institution noting such info you note. Thank again
-Dan
