I did my tax late after April 15th 2023. I had two employers and 2 separate traditional 401k plan, which causes a slight over contribution of $800 , which I did not discoverred until May 2023, I have already reported the excess in Turbotax for my 2022 return.
However, I asked my current employer plan about withdrawing the excess $800, they don’t allow me to do that because it is after the tax date, and they don’t allow me to do any early withdraw because I am still employed by my current company.
They suggest me to talk with my previous 401k plan about early withdrawal, but I already rolled it over to my IRA.
Two questions:
1. Can I just remove the $800 from one of my own IRA accounts to address the over contribution?
2. If step 1 is not okay, what is my best course of action to get this resolved?
