WFM3
Level 2

TT Failed to Flag that my wife's Trad. IRA Contr. Exceeded Maximum Allowed Because New SEP Was Considered Work Plan and MAGI was too high

Tax Status: Married filing jointly.  I want to know where TT would indicate that my wife's traditional IRA contribution exceeded the income limits because I received no warning from the software.  I opened a SEP for my wife this year because she had significant 1099 income.  Additionally, I learned that you can contribute to both a traditional IRA and SEP.  I did both to limit our tax burden.  I used TT's recommended SEP calculation and we both contributed that maximum to our traditional IRA's.  The mistake that TT failed to catch (or I missed) is that the SEP is considered a work retirement plan so there is a modified gross income limit of $109,000 or less.  We exceeded that limit, so the IRS assessed us for the non-qualified contribution.  Why didn't the system indicate/flag this somewhere, or where did I miss it in the workflow?  Many thanks.