I TOOK A $15,000 DISTRIBUTION FROM MY 401K LAST YEAR (I WAS 61) AND FIDELITY HELD $3,000 FOR FEDERAL TAXES. WHEN I ADD THE 1099R IN THE RETIREMENT INCOME SECTION THEN HIT DONE, MY RETURN IS LOWERED BY $3,000. IT SEEMS THAT THE FEDS WANT $6,000 ON A $15,000 DISTRIBUTION WHICH WOULD MEAN IT IS TAXED AT 40%, AND I AM ONLY IN THE 22% TAX BRACKET EVEN ADDING THE $15,000 TO MY REGULAR INCOME. HELP!
