@dmertz Appreciate your effort answering my questions.
Yes, that's what I felt when my custodian said "we do not check what you have contributed rather distribute what you request". Now, it is my job to fix it.
Yes, Roth a/c did have money before that. Apparently after 4500 was deposited, this account lost money. The extra money beyond 4500 was from existing amount. Overall this a/c is in loss for at least year or two.
