dmertz
Level 15

Retirement tax questions

The balance in your wife's traditional IRAs has nothing to do with determining the taxable amount of an In-plan Roth Rollover.  The taxable amount of the In-plan Roth Rollover from the after-tax 401(k) account is determined only by the amount of earnings in the after-tax 401(k) account and the balance in the after-tax 401(k) account.

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