dmertz
Level 15

Retirement tax questions

"if I make 1099 R manually in 2022 filing then could I avoid 6% penalty on 2022 ? "

 

No.  As I said, the penalty for 2022 is unavoidable (unless you are eligible to apply the excess as a Roth IRA contribution for 2022, but if that was the case you probably would have done that instead of requesting the distribution).