I called the TurboTax number and the person from TurboTax said I should use the entire amount otherwise it would be flagged because it was different from the amount posted on the SSA-1099. The total amount of deductions did not exceed 7.5% of my income and the TurboTax software chose the standard deduction.
So I still don't know who has the 'right' answer. I called SSA and the person I spoke to did not know. TurboTax should address it in their software; reading through the posts it appears this is a known issue.
