dmertz
Level 15

Retirement tax questions

My previous comment explains why it's impossible for a given Roth IRA custodian to know your Roth IRA basis and determine the taxable amount.  No Roth IRA custodian has the necessary information to populate box 2a for a regular distribution from a Roth IRA, so the IRS *requires* box 2a to be blank and box 2b Taxable amount not determined to be marked.