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Retirement tax questions
You probably don't need to amend the 2021 return since you don't have any income to report and the 1099-R form is for 2022. The worst that would happen is the IRS would inquire about it but you could explain what happened.
You woudn't need to list the excess contribution withdrawal on your 2021 return.
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‎April 11, 2023
2:41 PM
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