Unfortunately, I did have earnings on that 2021 contribution that I never failed to withdraw. It’s just too late for them to calculate and withdraw now. However, the 1099R for that withdraw that fidelity corrected for me, they put the codes PJ in box 7. I believe this is an error on their part as the P signifies earnings were deducted which were not. Should I have them correct the 1099 R to just have code J? I have been back and forth with them several times about this mistake.
