Thank you for your detailed response. I wonder if anyone challenged the IRS IRA eligibility definition in court.As an attorney I wonder if a successful challenge can be made. Re: my issue the risk/reward is the major issue.This year I don't think I can undertake said risk. I had a slight error in 2021 I received RMD's from 3 or 4 providers. I informed 1 provider during Covid I wanted the RMD to be suspended as per the options. Then in 2021 3 restored the RMD's the 4th did NOT I caught the error in 2022 early on & corrected it immediately pre April 2022 but after Dec 2021 .Took a double RMD & paid the taxes. So in 2022 I have the 2022 RMD's & 1 2021 RMD hence greater income & taxes ergo I want to lessen the taxes but don't want to increase audit possibilities. Again thanks for the imput. I appreciate all suggestions. respectfully
