Here is my tax question:
Background – Male 64, retired.
Wife 72, retired.
Living in MD jointly filing taxes.
401k about $900,000
If I (the husband) die, I want to distribute the entire balance of the 401k and benefit my wife.
She will leave the country and our lawyer (Power of Attorney) will take care of the T. Rowe administrative conditions.
How do we prevent T. Rowe from withholding the mandatory 20% taxes from the 401k?
