Retirement tax questions

"as of this month",

 

this month is in 2023 so the resolution goes on your 2023 tax return.

you still owe 6% for leaving it in throughout 2022.

@Coloradical 

 

after tax due date including extensions: you distribute the excess amount being carried forward on 5329, (or offset it with currently allowed contribution) .

earnings stay in the Roth account.