Do you have any nondeductible contributions to those accounts? TurboTax is probably asking for information needed for Form 8606 or to calculate how much of a retirement distribution is taxable.
Any money you contribute to a traditional IRA that you do not deduct on your tax return is a “nondeductible contribution.” No individual’s money is supposed to be subject to federal income tax twice. Form 8606 gets it “on the record” that a portion of the money in your IRA has already been taxed. Later on, when you take distributions, a portion of the money you get back will not be subject to income tax.
Boosting Retirement
Nondeductible Contributions
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