Thank you so much for your reply.
And just to confirm, I get $1825 back from 2022 HSA contribution. I would leave the entire $3600 (from 2021) in my account and leave it to grow tax free but pay the income tax + 10% additonal tax on it now.
Am I understanding this correctly?
My next question would be,
how do I file this using turbotax? I have a mac download version.
It does let me check the months I had HDHP in 2022 and gave me an excess contribution amount (which I requested my HSA servicer to distribute). However, I am not so sure about how I would report $3300 from 2021 as my income and pay 10% additional tax.
Thank you so much for your help.
