Eligible individuals, 55 or older, can contribute an additional catch-up contribution of $1,000 per year. If your spouse is also 55 or older, he or she may establish a separate HSA and make a “catch-up” contribution to that account. If you are 55 by year end, you are 55 for this purpose. If you have a Family HSA, only you can contribute an additional $1,000 to that plan.
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