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Mega Back Door Roth: Have two 1099-R forms causing double distribution
I did a MBDR for In Plan Roth Roll Over and In-Plan Roth After-Tax Conversion, and I got 2 1099-R forms from Empower.
1. 1099-R Box 7 Distribution code H
2. 1099-R Box 7 Distribution code G.
If I added both forms, my gross distribution is double. Which one should I use for filing tax for MBDR or you use both? Also, Box 5. Employee contribution/Designated Roth contributions or insurance premiums are different between these two 1099-R forms.
March 20, 2023
2:24 PM