The problem is:
Somehow, I could not take spousal deductible traditional IRA contribution as TT kept stating that I could not due to income limit as I am covered by my ER, which was incorrect.
Someone, who replied to my message, suggested that I deleted all W-2 income data section from my spouse, and IRA contribution section previously input and start over again on the wages and IRA contribution section. This time, TT asked the question of whether each spouse is covered by the ER retirement plan, I just answered accordingly… all turned out great.
Hope this will help you on this issue.
