Thanks for the prompt response.
I have one follow-up question. I am 63 and planning on recharacterizing the excess Roth contributions for 2020, 2021, and 2022 as contributions to my traditional IRA. I did not make any contributions to the traditional IRA in any of those years. The move will increase my traditional IRA basis and since I am not taking distributions I do not think that I would receive a 1099-R for the move. Is this correct?
