Rollover the withholding into a Traditional IRA
You will have to find your own funds to do that now, or wait for your refund.
You can self-certify that you are eligible for the Rollover past 60 days when
- "The funds are not deposited into a plan or IRA within the 60-day rollover period solely because of an error on the part of the financial institution."
@hipstirred
