Yes, this IS a TurboTax issue. I have been dealing with this for years. My spouse makes family contributions to his HSA, I do not contribute. Here is how I get around the bad programming:
Under... Federal Taxes, Wages and Income, 1099-SA, HSA, MSA Click update.
Turbo tax asks which health-realted accounts we had. I click the HSA box for both of us, even though HE is the one who has the account. Then it runs through a series of questions where I indicate that we were both covered by an HDHP. If I do not click to say that I have an HSA, the program assumes that I was not covered by an HSA and never asks if I am covered by an HDHP. It actually asked if there was a reason I was not covered. EVERY year I have to remember this workaround, usually after wasting time in the forms window adjusting the 8889s.
Good Luck! (I use the CD version, not sure about the online version.)
