The preceding response, if true, indicates that TurboTax is creating an unnecessary roadblock to potential users if it insists that a 1099-R is needed to report a distribution from any retirement plan. A 1099-R is ONLY needed if taxes were withheld. That would permit the IRS to verify that fact and the amount. When no taxes are withheld, the taxpayer merely needs to enter the total of all distributions on the appropriate line on the 1040 form. My CPAs of the past have exactly that for more than 20 years. TurboTax should be no different. I was hoping to use turbotax for the first time this year because my last CPA retired. I may be forced to find a new CPA because I have at least one plan that has never distributed a 1099-R and legally is not required to do so.
