I forgot to report 1099-R and 8606 on my 2021 return. However, after I entered 1099-R into Turbotax, it says nothing need to be amended. I noticed it's because taxable amount from IRA distribution is 0, so net change on taxable income would be 0 too. but my 2021 1040 did say "IRA distribution = 0", which is wrong. Do I need to file 1040x? Do I need to pay a fine of $50 for late file 8606?
