MayaD
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Retirement tax questions

You can't take the RMD from one account. For RMD purposes, each plan type stands alone.

 

Per IRS: If you have more than one IRA, you must calculate the RMD for each IRA separately each year. However, you may aggregate your RMD amounts for all your IRAs and withdraw the total from one IRA or a portion from each of your IRAs. You do not have to take a separate RMD from each IRA.

 

           If you have more than one defined contribution plan, you must calculate and satisfy your RMDs separately for each plan and withdraw that amount from that plan.

 

 A defined-contribution plan is a retirement plan that's typically tax deferred.  Examples include 401(k) and 403(b) plans. 

For more information check: RMD Comparison Chart (IRAs vs. Defined Contribution Plans)

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