I can’t believe I missed this… she also has a 1099-R with distribution code/box 7 “Q” for her Roth IRA of $58,000. In my head I disregard it because I know Roth’s aren’t taxable. It’s a fully qualified distribution since she’s 87 and has had the Roth for well over 5 years.
and yes, the LT cap loss was filed a couple of years ago and has been rolling into the next year for at least 2 years.
does that change the answer? I’m just a bit nervous about it.
