Retirement tax questions

you can't recharacterize the Roth to Traditional because you already used up your contribution limit with the original contribution.

 

 

A Back door Roth contribution using conversion is the same as a direct  Roth Contribution but only works with certain initial  conditions.

If your IRA had any funds already before you started your adventure, you just cannot do a backdoor Roth contribution that is tax-free.

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