I had a 401k loan through my company for the purchase of my primary residence. I left my company in 2022 but at the time I didn’t have the $10K remaining to pay off the loan in the 30 days after I left. So the loan was offset. I read that you have until the filing deadline of the tax year (so technically Oct 2023) to pay it back if it’s due to severance from my employment. However when I recently tried to pay it back my old company said I would have had to do it in the 30 day period. My question is, is this accurate that they can say no to this? And if so, can’t I just rollover my 401k to say vanguard and then try to do the loan offset payback?
