The grace period until April 1 is for persons who find the RMD rules foggy.
You will have to take your 2022 RMD by April 1 or you will be late
You will have to take your 2023 RMD by Dec 31 or you will be late on that one.
both amounts go on your 2023 tax return.
If you have a 401k you have the same issue unless you are still employed there.
@delandra1
calculate your 2022 RMD using 2021 year-end value
calculate your 2023 RMD using 2022 year-end value.
