Retirement tax questions

Thank you, that is very helpful. When I asked Vanguard about that they just said they had no idea if that would be taken into consideration deciding on RMD.  My mother did treat it as her own and was taking RMD's every year including year she passed.  From what I am reading at this point I "assume" I would use my life expectancy as it was the longer of the two.

 

Thanks,

 

Nadine