dmertz
Level 15

Retirement tax questions

Because the deadline for the insurance company to file Forms 1099-R with the IRS is March 31 if filed electronically (not April, but close enough), it's possible they they will only be filing the new Form 1099-R and not the old one (or maybe none at all).  But that's really not the way they should do it.  They should file both with the corrected one having the CORRECTED box marked, otherwise it leaves you with this quandary.  You'll be able to determine what they filed by obtaining your Wage & Income transcript from the IRS, but that won't have the Forms 1099-R until they file them, not really soon enough for your purpose unless you want to request a filing extension.

 

The $0 Form 1099-R was intended to cancel the original, so you would enter nothing.  At least you have the $0 Form 1099-R to point the IRS to if they ever question the fact that the original was not included on your tax return.