RobertB4444
Expert Alumni

Retirement tax questions

The 10-year rule is based on the date of death of the original account holder.  So the 10 years are the 10 years beginning n their date of death.

 

RMD requirements are based on the birth date of the account holder before they died.  So if they would have been required to take an RMD if they were alive then you as the beneficiary are required to take a distribution as well.

 

@lennar0719 

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