Thank you for that detailed description! In my case, yes, it's an annuity account inherited upon my mother's death (thus the D and 4 codes).
I truly believe the taxable amount reported is wrong, but I have no way to figure out what it should be. I have called the company 4 times and gotten different answers every time. Side note, this happened last year and I received 3 different 1099's all with different numbers, none marked corrected.
What recourse do I have except continuing to badger the company? I can't get past the 800# answerers to get to someone who actually can deep dive into the account.
