dmertz
Level 15

Retirement tax questions

leeloo is correct, Opus 17 is incorrect.  A Roth IRA participant is treated as passing before their Required Beginning Date for RMDs (because the participant is not required to take RMDs from a Roth IRA), so annual beneficiary RMDs are not required.  The only requirement is that the inherited Roth IRA be emptied by December 31, 2030.