Our mother died at age 96 in December 2020. My only sibling and I (designated beneficiaries) each rolled half of her Roth IRA into our own new inherited Roth IRAs in 2021. My 72nd birthday occurred in 2022. I intend to empty my inherited Roth IRA before December 31, 2030 without taking annual RMDs. Is this the correct course of action?
